What's In My Wallet

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‼️Limited Time 5 Free Night Offer‼️

This is the card I most recently applied for. I couldn't pass up such an amazing sign-up bonus that can often equate to over $750 in value. With only a $95 annual fee and an annual free night award that comes standard on the card, this one is easy to keep or eventually upgrade to the Ritz Carlton card.

‼️Limited Time 75K Offer‼️

This was my first travel card and still has a deserved place inside my wallet. It provides great earnings on dining and streaming services, and the Chase Ultimate Rewards points it rewards me with are very valuable. Transfer partners are a strength as they include popular options like United and Hyatt.

This is my catch-all-card and luxury travel buddy. Not only does it earn a flat 2X back on all purchases, it also carries luxury travel benefits that match up with the best cards on the market. The $395 annual fee is easily offset by the $300 travel credit and 10K anniversary miles.

This is the 2nd newest card in my wallet! I tapped into an elevated sign-up bonus when I applied and its primary purpose is it being my first step in a larger plan to climb the SkyMiles ladder. 15% off award flights and free checked bags are a couple of the main benefits.

This is a complimentary card and my favorite in the Chase Freedom family. It earns generous rewards as well as provides rotating quarterly categories that earn 5% back in some of my most commonly spent-in budget lines.

One of the only cards that offers a full cash back match in year 1, this suits beginners and experts alike. It comes with no annual fee and offers 5% back on popular rotating categories each quarter.

Great for sole proprietors/LLCs/businesses that spend on shipping, advertising, internet/cable, and travel. Earns 3X back Ultimate Rewards points that can be pooled with personal cards.

No annual fee, 5% back in a category of your choice on up to $500 in spend each month, and the best part is that you don't have to manually select that category (it does it for you). The perfect complimentary card in my opinion.

This is a rare instance where I'm a huge fan of a debit card! 5% back in a category of your choice (out of a select few) on up to $1,000 in spend each month. Just don't forget to transfer money and pick your category each month.

Tried and true, the Fidelity VISA has been in my wallet for over 7 years now! No annual fee, 2% back on everything, cash rewards automatically invested directly into your existing Fidelity accounts. Simple and extremely effective.