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    • My Favorite Cards
    • What's In My Wallet
    • Resources
      • Can't Miss Offers
      • Guides
      • Earn On Housing Payments
RD Cards and Credit
Find Your Next Card
  • My Favorite Cards
  • What's In My Wallet
  • Resources
    • Can't Miss Offers
    • Guides
    • Earn On Housing Payments
Find Your Next Card

Add Your Email To Access The Resources Below (For Free)

You'll receive links for all of the guides, templates, and educational resources straight to your inbox.

Guides & Templates (Free Downloads)

Domestic Airline Alliance Guide

Credit Card Roadmap & Spend Analysis Template

Domestic Airline Alliance Guide

Get maximum value for your points/miles. It shouldn't be your job to remember all of the weird nuances in the airline alliance space.

Transfer Partner Guide

Credit Card Roadmap & Spend Analysis Template

Domestic Airline Alliance Guide

The most important thing is that you have a plan. This template will help you map one out, just like I have.

Cent Per Point Calculator

Credit Card Roadmap & Spend Analysis Template

Credit Card Roadmap & Spend Analysis Template

How good is your redemption? Be absolutely certain that it is higher than 1CPP before using all of those points and miles.

Credit Card Roadmap & Spend Analysis Template

Credit Card Roadmap & Spend Analysis Template

Credit Card Roadmap & Spend Analysis Template

The most important thing is that you have a plan. This template will help you map one out, just like I have.

Personal Budget Template

Personal Budget Template

Personal Budget Template

Stay on top of your finances. Tracking every dollar isn't for everyone, but if you want to optimize your wallet, this is the way to do it.

Bilt 2.0 Calculator

Personal Budget Template

Personal Budget Template

Bilt 2.0 is crazy complicated. Plug your actual rent/mortgage numbers into this calculator to better understand if the cards are worth your time and effort.

Educational Resources

Your First Credit Card Explained

How To Manage Credit Cards Responsibly

How To Manage Credit Cards Responsibly

Not sure where to start? If I were you, I'd start here.

How To Manage Credit Cards Responsibly

How To Manage Credit Cards Responsibly

How To Manage Credit Cards Responsibly

None of the points/miles matter if you're paying interest on your credit cards.

Understanding Your Credit Score

How To Manage Credit Cards Responsibly

Understanding Your Credit Score

A healthy credit score can set you up for lower interest rates on big purchases in the future!


DISCLAIMER: I am not a financial advisor, investment advisor, or a tax professional. My content is for entertainment and educational purposes only. 


Content on TheRDGuarantee represents my own individual experiences and perspectives, and your experience may differ. Please do your own research and obtain professional advice regarding all credit decisions before attempting to duplicate any of the techniques described on this website.


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