Bilt 2.0 Cards

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$0 Annual Fee

• Earn points on housing with no transaction fee
• Choose to earn 4% back in Bilt Cash on everyday spend. Use Bilt Cash to unlock point earnings on rent and mortgage payments with no transaction fee, up to 1X.
• 1X points on everyday spend
• Welcome offer: $100 of Bilt Cash when you apply and get approved.

Offer Terms

Rates & Fees

$95 Annual Fee

• Earn points on housing with no transaction fee
• Choose to earn 4% back in Bilt Cash on everyday spend. Use Bilt Cash to unlock point earnings on rent and mortgage payments with no transaction fee, up to 1X.
• 3X points on your choice of grocery (up to $25K/year) or dining. Your 3X category choice remains in effect for the entire calendar year.
• 2X points on travel
• 1X points on everyday spend
• Welcome offer: $200 of Bilt Cash when you apply and get approved.

Offer Terms

Rates & Fees

$495 Annual Fee

• Earn points on housing with no transaction fee
• Choose to earn 4% back in Bilt Cash on everyday spend. Use Bilt Cash to unlock point earnings on rent and mortgage payments with no transaction fee, up to 1X.
• 2X points on everyday spend
• $400 Bilt Travel Hotel credit. Applied twice a year, as $200 statement credits, for qualifying Bilt Travel Portal hotel bookings.
• $200 Bilt Cash (awarded annually). At the end of each calendar year, any Bilt Cash balance over $100 will expire.
• Welcome bonus (subject to approval): 50,000 Bilt Points + Gold Status after spending $4,000 on everyday purchases within 90 days from account open date + $300 of Bilt Cash.

Offer Terms

Rates & Fees